Florida Panhandle Public Adjusters
for Residential & Commercial Claims
Property damage is stressful. The claim process shouldn’t be. We document, value, and negotiate your claim with a clear, professional process—so you can focus on restoring your property. The insurance company has an adjuster protecting their interests – our adjusters work for YOU.
Detailed scope, photos, and estimate built to carrier standards
Direct communication and steady follow-through
Supplements, reopens, and disputed claims handled
747%
Higher payouts with
a Public Adjuster*
Serving the Florida Panhandle from Pensacola to Port St. Joe, and everywhere in between.
What We Handle
We represent property owners on common first-party claims, including:
Wind & Hurricane Damage
Roof damage, water intrusion, and storm-related impacts
Water Damage
Burst pipes, interior leaks, and resulting damage
Fire & Smoke Damage
Structural, contents, and restoration scope support
Commercial Property Claims
Organized documentation to reduce delays and downtime
Roof Leaks & Storm Intrusion
When cause, scope, or pricing is disputed
Denials & Underpayments
Reopens, supplements, and claim corrections when appropriate
About
Clear advocacy. Thorough documentation. Professional claim handling.
Insurance companies have adjusters working for them. A public adjuster works for you.
At Panhandle Public Adjusting, we help property owners present a strong, well-documented claim file—built on photos, scope accuracy, and clear valuation. We manage the details, organize the paperwork, and communicate with the carrier so the claim stays moving and the loss is properly addressed.
We’re local to the Panhandle, and our approach is straightforward: evidence, process, and steady follow-through.
Licensed Professionals
State-licensed public adjusters working exclusively for you, not the insurance company.
Maximize Your Claim
We document, negotiate, and fight for every dollar you deserve from your claim.
Local Florida Experts
Based in the Panhandle, we know Florida insurance laws and local claim processes.
Fees are contingency-based and explained in writing before representation.
Services built around documentation and resolution
Services
Every loss is different. We tailor our work to what your claim needs now—whether you’re filing, stuck mid-stream, or dealing with an underpayment.
Free Claim Review
A clear opinion on next steps and whether representation makes sense
Inspection & Documentation
Photos, measurements, and organized evidence of the loss
Scope & Estimate Support
Clear scope of work and valuation aligned to the claim
Carrier Communication
We handle claim correspondence and keep you informed
Supplement & Reopen Support
Additional covered damages/costs pursued when appropriate
Dispute Support
Help when the claim is delayed, underpaid, or partially denied
Coverage depends on the policy language and facts of the loss.
A simple, professional process
The Process
Getting the settlement you deserve shouldn't be complicated. We've streamlined the process to make it easy for you.
01
Review & Strategy
We review what happened, what’s been done so far, and what your claim needs next.
02
Document & Prepare
We document damages, prepare a clear scope, and assemble a carrier-ready claim file.
03
Communicate & Resolve
We manage communication and negotiation, keep you updated, and push the claim toward resolution
You’ll always know what’s happening and why.
Trust is built in the details
Why clients hire us
Experience
A disciplined process built from real claim handling experience—focused on scope accuracy and documentation.
Communication
Call or text. We respond, stay organized, and keep the claim moving.
Connections
When needed, we coordinate with qualified contractors, engineers, and other professionals to help clarify scope and support the claim.
What Our Customers Are Saying
Testimonials
"Chad and Connor are awesome. We had a very complicated claim from Hurricane Milton from wind driven rain forced through our windows. They walked us through the steps of the process and helped get our claim approved for over $190,000. The original offer we received from the insurance company was just over $30,000. I highly recommend Panhandle PA if you have a home owners insurance claim."
Ryan Fox
Pensacola, FL
Connor and Chad did an excellent job assessing our potential claim and navigating the quagmire that is insurance companies. We have an older house, and use Citizen's because it's the only affordable option. My wife and I were worried about dealing with insurance to file a
claim. A friend recommended we call these guys and it pays to listen! We got a settlement from citizens and came out of pocket a few thousand dollars for a brand new roof and gutters.
Will continue to use these guys and recommend them!
Joshua Schutts
City
Colquett & Rivkin Public Adjusting has helped several of
our residential clients. The homeowners have great things
to say about their team. We recommend using Colquett &
Rivkin Public Adjusting.
Complete Roofing LLC
City
3000+
Claims Handled
747%
Higher Payouts
10+
Years Experience
Local professionals serving the Panhandle
Our Public Adjusters
Call or text any of our licensed adjusters directly.
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Chad Colquett
Florida License #W698204
Pensacola, FL
Chad was introduced to public adjusting after his business on Pensacola Beach was heavily impacted by Hurricane Sally. Since then, he has helped manage a high volume of hurricane-related claims and is known for calm, consistent follow-through.
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Get In Touch
Request a free claim review
Tell us what happened and where the property is located. We’ll respond with the best next step and whether representation makes sense.
Prefer to talk now?
Call or Text Us
Email Us
Mailing Address
PO Box 10033 , Pensacola, FL 32524